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HomeMy WebLinkAboutR-4163-7-25 EXHIBIT A CITY OF ALLEN, TEXAS AGREEMENT FOR PROFESSIONAL SERVICES THIS AGREEMENT made this 8th day of July 2025 by and between the City of Allen, Texas (the "City"), and TRB Capital Markets, LLC dba Estrada Hinojosa ("EH"). WHEREAS, the City's current financial advisory agreement expired on April 28, 2025; and WHEREAS, the City staff has recommended EH to provide said services and additional services as shown within this agreement; and WHEREAS, the Governing Body of the City has selected EH to provide the financial advisory services and has authorized the City Manager to execute an agreement with EH; NOW, THEREFORE, in consideration for the mutual covenants hereinafter set forth, the City of Allen, Texas, and Estrada Hinojosa agree as follows: 1. SCOPE OF SERVICES TO BE PROVIDED BY ESTRADA HINOJOSA IN REGARD TO THE ISSUANCE OF DEBT BY THE CITY A. Planning & Development (1) Research and advise on aspects of tax exemption and arbitrage in cooperation with the City Attorney and bond counsel. Assist in obtaining Internal Revenue Service rulings deemed necessary. (2) Review preliminary feasibility studies in cooperation with the city, its officials and administrative staff, attorney, bond attorneys, accountants, architects and engineers, as requested by the city. (3) Analyze financing requirements to determine whether the needs of the city are best met by competitive or negotiated sale of bonds; the issuance of temporary or long-term bonds or other form of financing. (4) Analyze the proposed financing including funding alternatives to determine methods of strengthening marketability and recommend the best method of marketing consistent with current economic and market conditions, and rating agency criteria. (5) Consult with established rating agencies with regard to the proposed financing and assist the City in obtaining the most favorable rating possible by directing the preparation of appropriate information and by accompanying City representatives in meeting with rating agencies. Analyze the City's credit with reference to standards, national trends, etc., and advise on measures to be taken to improve ratings. Consult with the City on the matter of bonds/obligations ratings for the proposed issue and direct the preparation of such information as required for submission to the bond rating agencies. In case it is considered advisable for a personal presentation of information to the bond rating agencies, the financial advisor will be available to accompany those representing the City to New York, New York or Dallas, Texas or other locations for such presentation. All costs of such presentation, including any fees or charges of the 2 4929-5812-9482, v. 1 rating agencies and the cost of travel by the financial advisor shall be at the City's expense. (6) Coordinate the work of other professionals providing information in connection with the proposed financing. (7) Provide assistance in soliciting proposals and in making recommendations concerning registration, trustee, and paying agent selection decisions. (8) Review outstanding debt on a timely basis and, when appropriate, recommend refinancing. (9) Assist staff in the preparation of special studies, reports, and other special projects as requested by the City. (10) If provided by applicable law, review and make recommendations relating to escrow accounts to determine if restructuring will be beneficial to the City. (11) Make a study of the debt structure of the City, the trend of the assessed valuation, its taxing power and the present and estimated future taxing power and the present and estimated future taxing requirements. If the revenues of a system or facility are to be pledged to repayment of the securities in question, the study will take into account any outstanding obligations which are payable from the net revenues thereof, additional net revenues to arise from any proposed rate increase and the additional net revenues as projected by the City's rate consultants and consulting engineers as a result of the improvements to be financed by these securities in question. On the basis of such study, devise and recommend for city approval, a plan of financing to cover the proposed bonds/obligations. Such plan shall include a maturity schedule and other terms and conditions, such as option of prior payment and the like, that will result in the issuance of bonds/obligations under terms and conditions most advantageous to the City, consistent with a minimum effective interest rate . (12) If a bond election is required, EH will assist City staff with the assemblage and transmission to the bond attorneys of such data as may be required in the preparation of the necessary petitions, orders, resolutions, notices and bonds; and will assist the Governing Body in the expeditious handling thereof. The cost of such supplies is to be paid by the City. In the event that the election should fail, then no fee shall be paid for financial advisory services, unless the City and EH had previously agreed that the scope of services was outside the context of normal financial advisory services and therefore would be subject to an hourly fee (13) If appropriate, direct the preparation of such information required for submission to the municipal bond insurance companies for consideration to qualify the proposed issue for municipal bond insurance and/or a surety policy. The cost of such insurance and/or surety pol icy may be paid by the City; however, the successful purchaser of the proposed issue is not precluded from paying such cost. 3 4929-5812-9482, v. 1 B. Marketing (1) Advise on the appropriate terms and conditions of the sale, such as maturity schedule and other requirements. Consult with the City and advise on advantageous features such as parity provisions, reserve requirements, sinking fund payments and redemption provisions. (2) Advise on the timing of the bond sale, taking into consideration such factors as changing economic conditions, other sales, current and projected market trends and convenience to the City. (3) Coordinate the preparation of ordinances, resolutions, or amendments with bond counsel, and ensure distribution of the necessary contracts, materials, authorizing resolutions and other documents involved in the sale. (4) Prepare an official statement on behalf of the City and with the cooperation of the City. Advise the City of full-disclosure requirements and conformance to suggested guidelines. Coordinate review and revision with City staff, bond counsel, and underwriter's counsel. The official statement shall be subject to final review and approval by the City prior to issuance. (5) Publicize the issue with the preliminary official statement, notice of sale, bid forms and such other means necessary and advisable to develop nationwide public and institutional interest. The preliminary official statement will be distributed to potential investors and purchasers of the City's securities across the nation. Those lead underwriters who are most likely to be syndicate managers will be personally contacted. (6) Advertise the bond sale in nationally prominent financial publications, as may be appropriate to the sale, in addition to coordinating state and local publication requirements. (7) Conduct information meetings if necessary and desirable with the investment community, including investment bankers and institutional investors to establish interest in the offering. (8) Prepare a timetable of events leading to the sale and delivery of an offering indicating who is responsible for each activity. (9) Assist the City in the selection of an underwriter for negotiated sales. The City Chief Financial Officer will approve the underwriters proposed by EH. Monitor and make recommendations concerning the rates from a negotiated sale. Provide interest rate information that compares the negotiated rates with the prevailing competitive market rates. (10) Receive and consolidate bids from competitive sales. Coordinate and handle the bid opening and the evaluation of bids, check NIC or TIC calculations of bids submitted, and advise on the acceptability of the best bid. Utilization of an electronic bidding format is preferred. 4 4929-5812-9482, v. 1 (11) Attend the Governing Body meeting relevant to the bid approval and prepare necessary information for discussion with the City Council at the meeting. Make presentations as necessary to the City Council relating to the bids, ratings, or issuance of the bonds. C. Bond Closing (1) Prepare a closing memorandum for all parties, directing and coordinating the bond closing. (2) Furnish prompt recommendations for the investment of bond proceeds to maximize earnings if requested by the City. (3) Provide the City with an updated debt service schedule summary for all funds showing required payment amounts and payment dates for each Series as well as an annual aggregate payment for the life of each Series and all Series combined. Other useful information may be included as recommended by EH. (4) At the request of the City, EH shall conduct a bidding process with banks or other institutions for the investment of bond proceeds in U.S. Treasury securities or other legal instruments authorized by the City's investment policy or the bond documents. (5) Meet with the City to critique the transaction and to determine what, if any, changes should be made to effect future quality and procedural improvements or changes. D. Work Products Provide the following work products for each debt offering involving G.O., utility revenue bonds, sales tax revenue bonds, or other direct obligations of the City of Allen or the component units (EDC and CDC) of the City unless specific arrangements are made for one or more of these products to be supplied by others. (1) Presale analysis; (2) Preliminary and Final Official Statements; (3) Post sale analysis; (4) Such other analysis, including analysis of funding alternatives, cash flow projections and materials necessary for financial planning and bond sale purposes; and (5) Continuing Disclosure information and updates (refer to II (4) below). 5 4929-5812-9482, v. 1 II. OTHER SERVICES (1) Meet with City staff and/or the City Governing Body regarding the capital requirements of the City as requested by the City. (2) Conduct such investigations and prepare special studies or reports as are requested or authorized by the City staff and/or Governing Body. EH shall be available on a timely basis at the direction of the City to conduct or prepare the studies or reports. These reports may include issues related to G.O. bonds, Water & Sewer bonds, Sales Tax Revenue bonds, Certificates of Obligation, short term financing, new bond legislation, Tax Increment Financing bonds or any other issues that require financial advisory expertise. (3) Meet with City staff on at least a quarterly basis to review the status of any potential escrow restructurings, debt refunding, and project financings. (4) Provide the City with Continuing Disclosure information and assist the City in the preparation and submission of all Continuing Disclosure documents, as requested by the City. III. TERM - RIGHT OF TERMINATION (1) This agreement shall take effect upon the latter of July 8th, 2025, or its approval by the City Governing Body, and shall end on July 7th, 2030. (2) Either party may cancel this agreement upon giving 30 days written notice. (3) The city reserves the sole right to extend said agreement at the same specifications, terms, and conditions in order to complete an activity which may be in process on July 8th, 2025. IV. COMPENSATION (1) General. A fee for financial advisory services shall be paid by the City only in relation to a specific transaction and only upon the closing of that transaction. The proposed fee schedule attached as Exhibit A, is incorporated herein as part of the agreement and reflects the agreed compensation for financial advisory services. (2) Other Issues. In the event that the Financial Advisor 's role is limited relating to the issuance of certain types of debt instruments, a mutually agreeable fee shall be determined when a limited scope of service is to be provided by EH. (3) Under this agreement, EH will assume incidental out-of-pocket expenses, including local travel expenses, communication expenses, and cost of financial analysis and reports prepared by EH. The City will reimburse EH for extraordinary expenses, provided that such reimbursement is authorized in advance by the City. The City will pay for official publication costs, registration and paying agent fees, printing of bonds and official statements, bond delivery costs, attorneys' fees, postage costs relating to the solicitation of bids, rating agencies and bond insurance fees (if applicable), any local election expenses, and related out-of-state travel expenses as authorized by the City of Allen. Authorized expenses of this nature will be reimbursed regardless of whether or not a transaction closes. 6 4929-5812-9482, v. 1 (4) Fees due under the fee schedule outlined above assumes successful completion of the transaction, including the approval of the bids by the Governing Body, authorization to issue the securities by the City Council, and closing of the issue. When the above does not occur, no fee is due. (5) Special Projects. The City may from time to time engage EH for certain special projects not directly related to bond issuance or not specifically outlined in the services provided herein. Under such circumstances, the scope of such work and the compensation for said services will be negotiated on a case by case basis and will be agreed to in writing by both parties in advance. The fees for the special projects will be based upon the hourly rates shown in Exhibit A and is incorporated herein as part of this agreement. V. ADDITIONAL MATTERS (1) This Agreement may be modified only by the written agreement of both parties. (2) This Agreement is subject to and governed by the laws of the state of Texas, without regard to conflict of law rules. Exclusive venue for any actions shall be in the state district court of Collin County. The parties agree to submit to the personal and subject jurisdiction of said court. (3) EH certifies that it is not in violation of the Texas "conflict of interest" statute. (4) EH certifies that it is in compliance with all applicable Federal, State and local laws. (5) EH further certifies that insurance coverage of the types and minimum liability limits as set forth and required in the City's "Insurance Requirements for Contracted Professional Services" will be maintained and carried in force for the duration of the contract. (a) EH shall during the term hereof maintain in full force and effect the following insurance: (1) An Errors and Omissions policy (professional liability) with a minimum combined single limit of not less than $1,000,000. (2) Broad Form Commercial General Liability insurance with a minimum combined single limit of not less than $1,000,000 per occurrence with an aggregate of not less than $2 ,000,000; (3) A Business Automobile Liability insurance policy with a minimum of $500,000 combined single limits coverage that applies to any vehicles owned and/or operated by EH, its officers, agents, and employees, and used in the performance of this Agreement. (4) Statutory Worker 's Compensation Insurance covering all employees involved in the provision of services under this Agreement. (b) All insurance shall be endorsed to provide the following provisions: (1) name the City, its officers, and employees as additional insureds as to all applicable coverage with the exception of Workers Compensation Insurance and Professional Liability; (2) provide for at least thirty (30) days prior written notice to the City for cancellation, non - renewal, or material change of the insurance; and (3) provide for a waiver of subrogation against the City for injuries including death, property damage, or any other 7 4929-5812-9482, v. 1 loss to the extent the same is covered by the proceeds of insurance, except for Professional Liability Insurance. (c) All insurance companies providing the required insurance shall be authorized to transact business in Texas and rated at least "A" by AM Best or other equivalent rating service. (d) Certificates of insurance and copies of policy endorsements evidencing the required coverages shall be submitted prior to commencement of services. On every date of renewal of the required insurance policies, the EH shall cause a certificate of insurance and policy endorsements to be issued evidencing the required insurance herein and delivered to the City. In addition, EH shall within ten (10) business days after written request provide the City with certificates of insurance and pol icy endorsements for the insurance required herein. (6) This Agreement shall be binding upon the undersigned parties, their successors and assigns, but may not be assigned by EH without the approval of the City Manager. (7) Notice. Any notice required or permitted to be given by either party to the other shall be in writing and shall be deemed to have been duly given when delivered personally or three (3) days following the deposit of such notice in the United States mail, sent by c ertified mail, return receipt requested, in a postage paid envelope addressed to the party at the address set out below: If intended for the City, then to: City of Allen 305 Century Parkway Allen, Texas 75013-8042 Attn: City Manager with copy to: Peter G. Smith Nichols, Jackson, Dillard, Hager & Smith, L.L.P. 1800 Ross Tower 500 N. Akard Dallas, Texas 75201 If intended to EH, then to: Estrada Hinojosa 600 N. Pearl St., Suite 2100 South Tower Dallas, Texas 75201 (8) Survival of Covenants. Any of the representations, warranties, covenants, and obligations of the parties, as well as any rights and benefits of the parties, pertaining to a period of time following the termination of this Agreement shall survive termination. 8 4929-5812-9482, v. 1 (9) INDEMNIFICATION. CITY SHALL NOT BE LIABLE FOR ANY LOSS, DAMAGE, OR INJURY OF ANY KIND OR CHARACTER TO ANY PERSON OR PROPERTY ARISING FROM THE SERVICES OF EH PURSUANT TO THIS AGREEMENT. EH HEREBY WAIVES ALL CLAIMS AGAINST CITY, ITS OFFICERS, AGENTS AND EMPLOYEES (COLLECTIVELY REFERRED TO IN THIS SECTION AS "CITY") FOR DAMAGE TO ANY PROPERTY OR INJURY TO, OR DEATH OF, ANY PERSON ARISING AT ANY TIME AND FROM ANY CAUSE OTHER THAN THE NEGLIGENCE OR WILLFUL MISCONDUCT OF CITY OR BREACH OF CITY'S OBLIGATIONS HEREUNDER. EH AGREES TO INDEMNIFY AND SAVE HARMLESS CITY FROM AND AGAINST ANY AND ALL LIABILITIES, DAMAGES, CLAIMS, SUITS, COSTS (INCLUDING COURT COSTS, ATTORNEYS' FEES AND COSTS OF INVESTIGATION) AND ACTIONS OF ANY KIND BY REASON OF INJURY TO OR DEATH OF ANY PERSON OR DAMAGE TO OR LOSS OF PROPERTY TO THE EXTENT CAUSED BY EH'S NEGLIGENT PERFORMANCE OF SERVICES UNDER THIS AGREEMENT OR BY REASON OF ANY NEGLIGENT ACT OR OMISSION ON THE PART OF EH, ITS OFFICERS, DIRECTORS, SERVANTS, EMPLOYEES, REPRESENTATIVES, CONSULTANTS, LICENSEES, SUCCESSORS OR PERMITTED ASSIGNS (EXCEPT WHEN SUCH LIABILITY, CLAIMS, SUITS, COSTS, INJURIES, DEATHS OR DAMAGES ARISE FROM OR ARE ATTRIBUTED TO NEGLIGENCE OF THE CITY, IN WHOLE OR IN PART, IN WHICH CASE EH SHALL INDEMNIFY CITY ONLY TO THE EXTENT OR PROPORTION OF NEGLIGENCE ATTRIBUTED TO EH AS DETERMINED BY A COURT OR OTHER FORUM OF COMPETENT JURISDICTION). EH'S OBLIGATIONS UNDER THIS SECTION shall not be limited to the limits of coverage of INSURANCE MAINTAINED OR REQUIRED TO BE MAINTAINED BY EH UNDER THIS AGREEMENT. THIS PROVISION SHALL SURVIVE THE TERMINATION OF THIS AGREEMENT. (10) Boycott Israel; Boycott Energy Companies; and Prohibition of Discrimination against Firearm Entities and Firearm Trade Associations. (a) EH verifies that it does not Boycott Israel and agrees that during the term of the Agreement will not Boycott Israel as that term is defined in Texas Government Code Section 808.001, as amended. (b) EH verifies that it does not Boycott Energy Companies and agrees that during the term of this Agreement will not Boycott Energy Companies as that term is defined in Texas Government Code Section 809.001, as amended. (c) EH verifies that it does not have a practice, policy, guidance, or directive that discriminates against a firearm entity or firearm trade association as those terms are defined in Texas Government Code Section 2274.001, as amended; and (ii) will not discriminate during the term of this Agreement against a firearm entity or firearm trade association. (d) This section does not apply if EH is a sole proprietor, a non -profit entity, or a governmental entity; and only applies if: (i) EH has ten (10) or more fulltime employees and (ii) this Agreement has a value of $100,000.00 or more to be paid under the terms of this Agreement. 9 4929-5812-9482, v. 1 IN WITNESS WHEREOF, said parties have caused this agreement to be signed by their duly- authorized representatives. CITY OF ALLEN, TEXAS ESTRADA HINOJOSA _____________________________ _____________________________ Eric Ellwanger David Gordon City Manager Senior Managing Director ATTEST: _____________________________ Shelley B. George, TRMC City Secretary 10 4929-5812-9482, v. 1 EXHIBIT A PROPOSED FEE SCHEDULE Estrada Hinojosa proposes the fee schedule shown below. _________________________________________________________________________ In consideration for the services rendered by Estrada Hinojosa, the Issuer agrees that our fee for each issue of Obligations will be as follows: Base Fee $4,500 1 Plus $ 14.00 per $1,000 up to $ 250,000 or $8,000 for $250,000 Bonds Plus 10.00 per $1,000 next 250,000 or 10,500 for $500,000 Bonds Plus 6.00 per $1,000 next 500,000 or 13,500 for $1,000,000 Bonds Plus 3.00 per $1,000 next 1,500,000 or 18,000 for $2,500,000 Bonds Plus 1.20 per $1,000 next 2,500,000 or 21,000 for $5,000,000 Bonds Plus 0.85 per $1,000 next 5,000,000 or 25,250 for $10,000,000 Bonds Plus 0.46 per $1,000 over 10,000,000 Note: “Bonds” – par plus premium minus discount. Fees for revenue bonds or other self-supporting obligations including those obligations placed or directly issued to governmental entities or Private Placements and/or other Debt Instruments involving Escrow Agreements and Refunding Bonds: it is understood and agreed that our fee will be the fee schedule set out above plus 25%. It is also understood and agreed that we will charge, in addition to our Financial Advisory fee, a computer fee not to exceed $6,000 and an Official Statement preparation fee of $4,000 whenever an official statement is prepared. Estrada Hinojosa will bill the Issuer at Closing for each issue of Obligations a net amount which will include a fee calculated on the above schedule. Other costs associated with the completion of the project to be billed at closing include: bond insurance or other credit enhancement fees, messenger, overnight delivery, photocopying, postage and telephone reports of independent auditors or consultants travel and related expenses of the issuer and company personnel, on out- of-state related travel, if any. For work performed which is outside of the context a debt issuance, it is agreed that Estrada Hinojosa will charge an hourly rate for work performed based on the fee schedule shown below. Title Hourly Rate Senior Vice President and Above $ 225.00 Vice President 175.00 Assistant Vice President 145.00 Senior Associate 115.00 Associate 85.00 Administrative 65.00 11 4929-5812-9482, v. 1 APPENDIX B DISCLOSURE STATEMENT REQUIRED BY MUNICIPAL SECURITIES RULEMAKING BOARD This Disclosure Statement is provided by TRB Capital Markets, LLC (d/b/a Estrada Hinojosa) (“Municipal Advisor”) to CITY OF ALLEN, TEXAS (“Client”) in connection with the Municipal Advisor Engagement Letter dated (the “Agreement”) and is dated as of the same date as the Agreement. This Disclosure Statement provides information regarding conflicts of interest pursuant to MSRB Rule G-42(b) and the events required to be disclosed to Client pursuant to MSRB Rule G-42 (c)(ii). Part A (Disclosures of Conflicts of Interest) MSRB Rule G-42 requires that municipal advisors provide to their clients disclosures relating to any actual or potential material conflicts of interest, including certain categories of potential conflicts of interest identified in Rule G-42, if applicable. Accordingly, Municipal Advisor makes the following disclosures with respect to material conflicts of interest in connection with the Scope of Services under the Agreement, together with explanations of how Municipal Advisor addresses or intends to manage or mitigate each conflict. To that end, with respect to all of the conflicts disclosed below, Municipal Advisor mitigates such conflicts through its adherence to its fiduciary duty to Client, which includes a duty of loyalty to Client in performing all municipal advisory activities for Client. This duty of loyalty obligates Municipal Advisor to deal honestly and with the utmost good faith with Client and to act in Client’s best interests without regard to Municipal Advisor’s financial or other interests. In addition, because Municipal Advisor is a broker-dealer with significant capital due to the nature of its overall business, the success and profitability of Municipal Advisor is not dependent on maximizing short-term revenue generated from individualized recommendations to its clients but instead is dependent on long-term profitability built on a foundation of integrity, quality of service, and strict adherence to its fiduciary duty. Furthermore, Municipal Advisor’s supervisory structure, leveraging our long-standing and comprehensive broker-dealer supervisory processes and practices, provides strong safeguards against individual representatives of Municipal Advisor potentially departing from their regulatory duties due to personal interests. The disclosures below describe, as applicable, any additional mitigations that may be relevant with respect to any specific conflict disclosed below. 1. Compensation-Based Conflicts. If fees due under this Agreement are partially based on the size of a bond Issue and contingent upon the delivery of the bonds, this form of compensation has the potential to create a conflict of interest. While customary in the municipal securities market, the potential conflict of interest arises from the incentive for a Municipal Advisor to recommend unnecessary financings or financings that are disadvantageous to Client, or to advise Client to increase the size of the issue. This conflict of interest is mitigated by the general mitigations described above. 2. Other Municipal Advisor or Underwriting Relationships. Municipal Advisor serves a wide variety of other clients that may from time to time have interests that could have a direct or indirect impact on the interests of Client. For example, Municipal Advisor serves as 12 4929-5812-9482, v. 1 municipal advisor to other municipal advisory clients and, in such cases, owes a duty to such other clients just as it does to Client under this Agreement. These other clients may, from time to time and depending on the specific circumstances, have competing interests, such as accessing the new issue market with the most advantageous timing and with limited competition at the time of the offering. In acting in the interests of its various clients, Municipal Advisor could potentially face a conflict of interest arising from these competing client interests. In other cases (such as a broker-dealer that engages in underwritings of new issuances of municipal securities by other municipal entities), the interests of Municipal Advisor to achieve a successful and profitable underwriting for its municipal entity underwriting clients could potentially constitute a conflict of interest if, as in the example above, the municipal entities that Municipal Advisor serves as underwriter or municipal advisor have competing interests in seeking to access the new issue market with the most advantageous timing and with limited competition at the time of the offering. None of these other engagements or relationships would impair Municipal Advisor’s ability to fulfill its duties to Client. 3. Broker-Dealer Business. Municipal Advisor is a broker-dealer that provides underwriting services to its clients, in addition to serving as a municipal advisor. Such underwriting activities may be undertaken on behalf of, or as counterparty to, current or potential investors in the securities of Client. These other clients may, from time to time and depending on the specific circumstances, have interests in conflict with those of Client, such as when their buying or selling of Client’s securities may have an adverse effect on the market for Client’s securities, and the interests of such other clients could create the incentive for Municipal Advisor to make recommendations to Client that could result in more advantageous pricing for the other clients. Any potential conflict arising from Municipal Advisor effecting or otherwise assisting such other clients in connection with underwriting transactions is mitigated by means of such activities being engaged in on customary terms under an active and long-standing regulatory structure, thereby reducing the likelihood that the interests of such other clients would have an impact on the services provided by Municipal Advisor to Client under this Agreement. At this time, there are not actual material conflicts of interest known to Municipal Advisor in connection with the current Agreement. Municipal Advisor has listed the potential conflicts of interest to comply with MSRB G-42. At this time, there are no actual material conflicts of interest known to Municipal Advisor in connection with the current Agreement. Municipal Advisor has listed the potential conflicts of interest to comply with MSRB Rule G-42. Part B (Disclosures of Information Regarding Legal Events and Disciplinary History) MSRB Rule G-42 requires that municipal advisors provide to their clients certain disclosures of legal or disciplinary events material to its client’s evaluation of the municipal advisor or the integrity of the municipal advisor’s management or advisory personnel. The following legal or disciplinary events may be material to Client’s evaluation of Municipal Advisor or the integrity of Municipal Advisor’s management or advisory personnel: 13 4929-5812-9482, v. 1 1. In March 2012, the Municipal Advisor paid a $10,000 fine to settle a FINRA enforcement matter arising from the late filing of Final Official Statements. 2. In July 2015, the Municipal Advisor paid a $17,500 fine to settle a FINRA enforcement matter arising from the late and/or inaccurate reporting of municipal bond trades. 3. In September 2015, the Municipal Advisor settled an enforcement action brought by the United States Securities and Exchange Commission as a result of their Municipal Continuing Disclosure Initiative (MCDC). As part of the settlement, the Municipal Advisor paid a $40,000 fine. A full report of the Municipal Advisor’s disciplinary history, including the events summarized above, can be found on the Municipal Advisor’s Form MA and Form MA-I filings. These filings are available online in the EDGAR database maintained by the United States Securities and Exchange Commission at this location: https://www.spc.gov/cgi-bin/browse- edgar?company=estrada+hinojosa&owner=execludeiaction=getcompany The SEC permits certain items of information required on Form MA or MA-I to be provided by reference to such required information already filed by Municipal Advisor in its capacity as a broker-dealer on Form BD or Form U4 as applicable. The disclosures filed on Form MA and Form MA-I were all filed on Form BD or U4 for the applicable event. Detailed information provided by Municipal Advisor on Form BD or Form U4 is publicly accessible through reports generated by FINRA’s BrokerCheck at http://brokercheck.finra.org. For purposes of accessing such BrokerCheck reports, Municipal Advisor’s CRD number is 322618. The disclosure items listed above were all related to the Underwriting business segment of Advisor; not from any activity relating to our Municipal Advisory business segment. The events themselves were technical in nature and did not involve any investor harm or market disruption. The Municipal Advisor last updated Form MA on March 26, 2024. Part C Future Supplemental Disclosures As required by MSRB Rule G-42, this Disclosure Statement may be supplemented or amended, from time to time as needed, to reflect changed circumstances resulting in new conflicts of interest or changes in the conflicts of interest described above, or to provide updated information with regard to any legal or disciplinary events of Municipal Advisor. Municipal Advisor will provide Client with any such supplement or amendment as it becomes available throughout the term of the Agreement. Sincerely, TRB Capital Markets, LLC (d/b/a Estrada Hinojosa) 14 4929-5812-9482, v. 1 APPENDIX C DISCLOSURE STATEMENT REQUIRED BY THE STATE OF TEXAS TRB Capital Markets, LLC (d//b/a Estrada Hinojosa) (“Firm”) hereby represents and warrants that the following statements are true and correct: (a) Pursuant to Section 2270.002, Texas Government Code, Estrada Hinojosa hereby represents that it does not Boycott Israel (as defined in Section 2270.002, Texas Government Code) and, subject to or as otherwise required by applicable Federal law, including, without limitation, 50 U.S.C. Section 4607, the Lender agrees not to Boycott Israel during the term of this Agreement. (b) Estrada Hinojosa hereby acknowledges that (a) Estrada Hinojosa does not engage in business with Iran, Sudan or any foreign terrorist organization and (b) Estrada Hinojosa is not listed by the Texas Comptroller as described in Section 2252.152 of the Texas Government Code. (c) Pursuant to section 2274.002, Texas Government Code, Estrada Hinojosa hereby represents that it does not a Boycott energy companies and, will not boycott energy companies during the term of this Agreement and b Does not have a practice, policy, guidance or directive that discriminates against a firearm entity or firearm trade association during the term of this Agreement. Sincerely, TRB Capital Markets, LLC (d//b/a Estrada Hinojosa) NOTIFICATION REQUIRED BY MUNICIPAL SECURITIES RULE MAKING BOARD RULE G-10 INVESTOR EDUCATION AND PROTECTION The rule referred to requires us to provide you with information related to municipal advisory services provided by Firm. Please note that Firm is registered with the United States Securities and Exchange Commission (“SEC”) and the Municipal Securities Rulemaking Board (“MSRB”). As such, the Firm is subject to the regulations and rules established by the SEC and MSRB which apply to municipal advisory activities. The website for the SEC is www.sec.gov and the website for the MSRB is www.msrb.org. In addition to having educational materials about the municipal securities market, the MSRB website has an investor brochure that describes the protections that may be provided by the MSRB Rules and how to file a complaint against the Firm or a representative with the FINRA Investor Com